Whole LifeIncome Insurance Limited
Luxe Plus Solitaire II
WLIWhole Life
No insight published yet
This product is tracked (status: none) but its comparison article hasn't been written. The figures below are live.
How it compares
Like-for-like against the nearest plans from other insurers · all figures per $100,000 sum assured.
Annual premium per $100k sum assured
Luxe Plus Solitaire II
$95,238
GREAT Lifetime Payout 3
$100,000
Signature Income (III) SGD (Payout from Month 37)
$100,000
Esteem eternity II
$100,000
| Product | Insurer | Premium/yr | Surrender yr20 | Net return 5y | TER 5y |
|---|---|---|---|---|---|
| Luxe Plus Solitaire II | Income Insurance Limited | $95,238 | $76,191 | 1.86% | 0.94% |
| GREAT Lifetime Payout 3 | Great Eastern Life | $100,000 | $300,000 | 2.39% | 1.54% |
| Signature Income (III) SGD (Payout from Month 37) | Manulife (Singapore) Pte. Ltd. | $100,000 | $80,000 | — | 2.64% |
| Esteem eternity II | Etiqa Insurance Pte. Ltd. | $100,000 | $80,000 | 0.43% | 1.93% |
Benefit illustration
$300,000 sum assured · age 35 · charges $22,471| If surrendered at | Guaranteed | Projected low | Projected high |
|---|---|---|---|
| Year 5 | $228,571 | $228,571 | $228,571 |
| Year 10 | $228,571 | $231,429 | $231,429 |
| Year 20 | $228,571 | $234,286 | $237,143 |
| Year 30 | $228,571 | $242,857 | $254,286 |
Projected (non-guaranteed) values assume the illustration rates and are not guaranteed.
Sample premiums (cheapest first)
| Age | Gender | Smoker | Sum assured | CI | Term | Annual |
|---|---|---|---|---|---|---|
| 35 | F | Y | $200,000 | N | Single | $190,476 |
| 45 | F | N | $200,000 | N | Single | $190,476 |
| 20 | M | Y | $200,000 | N | Single | $190,476 |
| 35 | M | Y | $200,000 | N | Single | $190,476 |
| 25 | F | N | $200,000 | N | Single | $190,476 |
| 35 | M | N | $200,000 | N | Single | $190,476 |
| 35 | F | N | $200,000 | N | Single | $190,476 |
| 25 | M | Y | $200,000 | N | Single | $190,476 |
| 25 | M | N | $200,000 | N | Single | $190,476 |
| 20 | F | N | $200,000 | N | Single | $190,476 |